8 Big Health Plan Design Ideas

C

Collective Health

12 min read ยท Apr 15, 2026

8 Big Health Plan Design Ideas

Is it time to rethink your health benefits strategy? Here are 8 actionable health plan design ideas, each with their own pros and cons. Almost half of employers are experimenting with innovative health plan design ideas in an effort to cut costs and improve member experience, according to a National Business Group on Health survey. There are a lot of new and interesting ways to structure our health plan to achieve those goals, but it can be daunting to evaluate them all. This whitepaper outlines eight ways you can adjust your plan design today, and the pros and cons of each. That includes:

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