Convergence of Dental and Health Insurance Accelerates
West Monroe
12 min read · Apr 15, 2026
The portion of health plans offering adult dental benefits has more than doubled since 2018. Dental insurers are acknowledging and preparing for the coming change. Many more see convergence as an opportunity to partner with new entrants, “embedding” their benefits in health plans. In two short years, even the business model for convergence has shifted to one that is more viable in the near term. But even for dental insurers taking the change seriously, require a call to action. Those that seize the moment will prosper, while the rest will be left to fight for eroding market share as new competition moves in and more business goes out to bid.
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